I want to add my thoughts to the last one on the list… the DIY. I would say that it can actually be a trap in some ways, we think that we would save money doing things ourselves, but actually if in those (for example) 2 hours you could make $50 or add value somewhere else in your life, it is worth the $20-$30 it might cost to have someone else do it for you. (Just making up numbers…)

I grew up helping with my family’s business, my dad was very capable with fixing and building and so he did much of that. But, when I was in my teens, some ‘back of the envelope’ calculations were done and we realized that it actually cost us money for him to take time away from the money making side of things to fix something that it would be easier and possibly even cheaper for someone else to do.
Obviously it is still worthwhile to do the quick and easy things, but sometimes, the time it takes to learn the new skill, get the parts, then do it… it may not be worth it.

My husband and I own 6 rental units and this practice works very well in this area as well. When we are ‘lazy’ (so to speak), we get more resourceful around solving both big and little problems. It is going on 7 years of being land lords and this has worked very well for us. We also continue to contribute to the economy and the small businesses that need our help these days. Everybody wins…

Thank you for the possibility to add my thoughts.