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• 11.03.08
  Carnival of 20 Something Finances: Gummi Bears Edition Money Misc. | (8)

  Welcome to the November 3, 2008 edition of the carnival of twenty something finances.  For this edition, because I am in control (muhaha), I have decided to use my Phenomenal Cosmic Power that carnival hosting brings to intersperse what I want into this collection of personal finance articles: oddly colored, magical bears. You see, these bears are dashing, they are daring, they are even courageous and caring, faithful and friendly with stories to tell. That's right, they are the Gummi Bears: I remember that this show taught me a lot about living life with a magical potion that you need to ...

  Tagged: credit, credit card rewards
  
• 04.15.08
  Credit Card Woes and Weird Banks & Credit Cards | (1)

  First the woes - I got hit with a $39 late fee yesterday because my due date was on a Sunday (why?) and when I made the payment on its due date it wouldn't except it until Monday, a day late. Talk about a bummer. I will try and call my credit card company and see if all the advice I've read about calling and asking them to waive a late fee for a loyal payer will work. Time will only tell. What makes it even a bigger bummer is that on Friday I knew that ...

  Tagged: credit, lessons learned
  
• 03.12.08
  Why We Are Committed to Living Debt Free Featured, Frugality | (7)

  Are there no prisons? Are there no workhouses? - Ebenezer Scrooge Being in debt is simply no good - and if you lived in the 19th century it meant you went to live in a very unpleasant place where you were forced to stay (and pay rent!) until your family could pay off your debts for you. Today, debt simply sucks. Back then debt killed, literally - well maybe not literally, it was probably the dysentery or the tuberculosis that actually killed you, but it was debt 's fault for putting you in the stinky death hole ...

  Tagged: about me, consumerism, credit, credit management, life-style choices
  
• 01.04.08
  Credit Reports Are Not Sexy Banks & Credit Cards | (2)

  I finally decided to check out one of my free credit reports from one of the three credit reporting agencies. It seems to be advice that everybody and their mother seems to give, so I figured I'd give it a whirl and see what it's like.After avoiding all the fake sites that wanted to get me to pay for what the law demands be free, I made my way over to AnnualCreditReport - the official site for free credit reports. The website was very easy to navigate, and after making sure I was at the right place I ...

  Tagged: credit
  

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